The Settlement Alliance

Settlement Planner Spotlight: Kimberly Ponthieux Overby

Settlement Planner Spotlight: Kimberly Ponthieux Overby

Jan 3, 2017

Primary Office Location: Houston, Texas

What three traits define you?

Loyal, Hardworking, Compassionate

What line of work were you in before you became a Settlement Planner?

Prior to working as a Settlement Planner, I worked 20+ years in the field of finance and accounting. Early in my career, I worked with a wonderful mentor who generously shared knowledge and insights that allowed me to progress and succeed. He taught me that the client always comes first.  This insight along with the culmination of my experience and the relationships I developed in the business world was my gateway to the market I needed to reach – the trial lawyer and the trial lawyer’s client. This path fortunately led me to where I am today and I can’t imagine doing anything else.

“Fortunate indeed are those whose work matches their skills.” – Dr. David Keirsey

What do you enjoy most about being a Settlement Planner?

I have always been a giver.  I value people, understanding who they are, and helping them with their goals and challenges. This philosophy makes the time and effort I put into each and every case pleasurable and rewarding. When you are receiving a monetary settlement, you are facing one of the biggest financial decisions of your life.  Advocating for people who have fallen on hard times and guiding them to make wise decisions to ensure their financial security enriches my life. It's not just about the numbers or designing a financial plan for their settlement. It is about their quality of life.  The strategy used for each case is unique and while the technical aspect is intellectually stimulating and fulfilling in and of itself, the best part of this job is that it gives me an opportunity to make a difference in my client’s financial future.  As a result of my advice and counseling, their future financial needs will be met and their best interests will be fulfilled.  Simply put, they will be in the best position to succeed.

What are some of the challenges that your plaintiff clients face - and how do you help them?

The biggest challenge my clients face is resisting the urge to take all of their monetary settlement in upfront cash, versus acting responsibly and investing their money to protect their future.  I help them to protect their settlement award from dissipation by educating them on all settlement options and offering a customized long term solution whether it is a structured settlement or trust vehicle that meets their specific needs.

What are some of the challenges that your attorney clients face – and how do you help them?

The biggest challenge my attorney clients face is that they may not fully understand government benefits preservation and the implications that a monetary settlement may have on a client’s eligibility for assistance. This is an integral part of the post settlement planning process.  Sometimes, what appears to be a good result from a monetary perspective may end up hurting the client in the long run because it causes the client to lose his/her valuable benefits.  The laws that govern these issues are evolving from state to state and courts across the country have taken different views on not only what can and cannot be preserved, but on the best vehicle for doing so.  I help them by fully evaluating the client’s past, present and future eligibility, and advise them on the best solution to maximize benefits.

What are you passionate about?

I am passionate about using my God-given talents to live a life filled with meaning and purpose, both personally and professionally. From serving my clients with humility and compassion to being the best mother I can be.  I aspire to be a guardian to everyone I work with and to develop my three daughters to become impactful, global citizens. 

How do you spend your time outside of work?

I have a husband and three beautiful daughters, a big job and a lot of personal goals. Time outside of work includes kids activities, making tomorrow’s lunches and tonight’s dinner, and everything else that goes into family life. I am committed to serving the community through the philanthropic mother-daughter organization, National Charity League. I physically train at least three mornings a week, which helps me keep my sanity while trying to balance work and family. I make some time every day to read, even if it’s just a few minutes. There’s sporadic time in the day for social media, online research, devotionals and the like, but I cap off every day by reading a book. I have a wonderful group of friends who I don’t get to spend enough time with, but we’re connected to each other in a way that overcomes that.  They provide invaluable support and bottles of bubbles when the need arises. Quality time with family and nurturing my friendships makes me happy.

      

What is your personal motto?

If you believe it, you can achieve it. Don’t take no for an answer. Never let the voice, or opinions of others dictate what you know is best for you. Follow your heart, your dreams and your passion - they will lead you to your success.

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For more information, you can contact Kimberly here.

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Categories: Settlement Planning

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  • American general Life Companies
  • Berkshire Hathaway Structured Settlements
  • Liberty Life Assurance Company of Boston
  • MetLife
  • Mutual of Omaha
  • New York Life
  • Pacific Life
  • Prudential